Student Health Insurance Program (SHIP)
All ArtCenter students enrolled in a degree program are required to have health insurance.
To ensure that students have access to quality health care, ArtCenter automatically enrolls all students in the Student Health Insurance Program (SHIP) at the start of each term—unless they successfully complete a waiver showing proof of comparable coverage.
SHIP at a Glance: 2025–2026 Academic Year
- Insurance Provider: UnitedHealthcare (UHC)
- Plan Type: PPO
- Cost: $360 per term (charged separately on your tuition statement)
- Coverage Periods:
- Fall: September 1 – through break weeks
- Spring: Begins first Saturday of term – through break weeks
- Summer: Begins first Saturday of term – through August 31
SHIP Waiver Process
- Waiver Requirement: Must be completed once per academic year (September–August)
- Waiver Period:
- Opens ~6 weeks before each term
- Closes at 5:00 p.m. on the Friday of the second week of classes
- Waiver Notification & Instructions: Sent via email by Academic Health Plans (AHP)
- Successful Waiver: SHIP fee removed from tuition bill
(Note: Once the SHIP plan is used, you cannot waive the coverage for that term.)
Visit the Student Life section for additional information.